How we make money
Short version. We earn a referral fee when someone we introduce to our partner enrolls in a debt relief program. You never pay us anything.
The longer version
Every calculator, guide, and assessment on this site is free. There is no premium tier and no upsell.
When you finish the assessment and ask us to connect you with a program, we pass your information to our partner. If you enroll with them, they pay us a fee.
That fee comes out of their marketing budget. It does not get added to your program cost. Your terms are the same whether you found them here or found them on your own.
What this means for you
It shapes who we can help.
Our partner works with people who owe above a certain amount and have unsecured debt. If your situation falls outside that, we tell you so and point you elsewhere. Those visitors earn us nothing. We would rather be useful than paid on every visit.
It does not shape the math.
The calculators run the same numbers regardless of what you do next. Interest is interest.
It does create an incentive worth watching.
We are paid when people enroll. That is a reason to be skeptical of us, and you should be. It is also why we put the costs of debt settlement on the homepage and inside the results page.
Who we work with
Mediator Debt Solutions, based in California. BBB accredited since 2018. They match qualifying people with licensed third party debt relief providers. They are not a law firm and neither are we.
What we never do
We do not sell your information to multiple buyers. We do not put your data on a lead exchange. We do not share anything with anyone until you check the consent box and ask us to.
If you close the tab before that step, your answers go nowhere.